Parrish Aviation Flight Academy
Financing

Flight Training Financing

Don't let financing be the reason you don't become a pilot — here are all the options available to you.

By Parrish AviationApril 28, 2023

Flight training is a career investment. Like any professional education, it has real costs — and a real return. A 30-year airline career can generate $4–10M+ in cumulative earnings. The question isn't whether the investment is worth it. The question is how to structure it.

Private Pilot Certificate

~$10,000–$15,000

First certificate, foundation of all training

Full Career Pilot Program

~$80,000–$100,000

PPL through CFI/CFII/MEI, total program

Financing Options

Out-of-Pocket

Maximum flexibility, no debt. Works well for part-time students who can pace their spending. Requires discipline to keep training consistent — sporadic students spend more overall due to re-learning between gaps.

Wurthy Financial

Parrish Aviation Partner

Parrish Aviation's preferred lending partner. Wurthy Financial offers:

  • 100% financing available — no large down payment required
  • Deferred payment options during training
  • Designed specifically for aviation training programs
  • Apply on campus at Parrish Aviation

Contact our admissions team to learn more about applying for Wurthy financing.

Aviation-Specific Lenders

Several lenders specialize in aviation training loans with competitive rates:

  • Pilot Finance
  • AOPA Finance
  • Meritize (merit-based lending)

Aviation loans typically offer better terms than general personal loans because lenders understand the career return profile of pilot training.

529 Education Savings Plans

Education savings accounts (529 plans) can be used for flight training at FAA-approved Part 141 institutions. If you or a family member has a 529, this is worth investigating with a financial advisor.

VA / GI Bill Benefits

Veterans may qualify for aviation training benefits through the GI Bill. Eligibility and benefit amounts vary by program and discharge status. Contact the VA or a Veterans Service Organization for guidance on aviation training benefits.

Financial Planning Tips

  • Start with a full cost estimate — ask Parrish Aviation admissions for a complete program breakdown including all fees
  • Budget for written test fees ($175 each), checkride fees ($600–$900 each), headset, gear, and incidentals
  • Full-time students reach checkrides faster and typically spend less overall despite more frequent flying
  • Understand your loan repayment timeline relative to when you expect to be earning a pilot salary

Ready to Start Your Aviation Journey?

Parrish Aviation — FAA Part 141 Flight School at Dallas Executive Airport (KRBD)